ING
All correspondence with ING should be addressed to WIN.
Phone Numbers 1-866-ING-SELL 1-866-464-7355	New Business Address Insurance Wholesalers New Business 6939 Sunrise Blvd. #107 Citrus Heights, CA 95610
Faxed applications are accepted for the ING HomeGuard Term and ING HomeGuard Select Term.  If completed application is faxed, there is no need to mail the application.  For faxed applications, mail initial premium and a copy of the first page of the completed application.
Website:
www.ingvfc.com
Financial Information:
Who is ING: Security Life of Denver Reliastar Life Insurance Company Reliastar Life Insurance Company of New York ING US life companies trace their roots back to 1885. they have a long history of competitive products and superior service. Coupled with ING’s innovation, our family of life companies provide financial solutions to help producers and consumers succeed. ING Strengths #9 in the 2005 Forbes 2000* In the U.S., ING has a strong presence and a solid reputation in its core business lines: Life Insurance Annuities Mutual Funds Retirement Plans Employee Benefits Direct Banking Financial Planning ING Size ING is a global financial services leader with: 60 million Private, Corporate and Institutional Clients 113,000 Employees $670 Billion of Assets Under Management $1.182 Trillion in Total Global Assets Operations in over 50 Countries *The 2000 leading companies in the world based on a composite ranking of sales, profits, assets, and market value. Why this is Important to You and Your Business #17 in the 2005 Fortune Global 500*
Rating Agency Reliastar Life Insurance Company Reliastar Life Insurance Company of New York Security Life of Denver AM Best A+ (Excellent) A+ (Excellent) A+ (Excellent) Fitch AA AA AA Moody's Aa3 Aa3 Aa3 Standard & Poor's AA AA AA
Commissions:
Commission cutoff is Friday. Agents/Agencies are paid weekly if setup for EFT; Otherwise commissions are paid monthly. Direct Deposit is available Commissions must be more than $25 to have a check issued or more than $5 to have an EFT issued. Annualization is available at 75%, $2500 per policy and $25000 maximum limit* * Agents must qualify for annualization
Contracting Information:
ING Complete Contracting Package
Individual Contracting Forms Application for Appointment Recruiting Producer Agreement Annualization Agreement  Application for Annualization Annualization Quick Guide FCRA Direct Deposit   Resident and non-resident fees are paid by ING. ING uses a “Just in Time” appointment process.  This means that ING will enter the agent’s information into their system and process any state required backgrounds (Georgia, Mississippi, etc.) upfront; however they will not submit the appointment to the State Insurance Department until the agent submits new business.