Empire General is a wholly owned subsidiary of Protective Life Insurance Company. Protective Life, which was founded in 1907, has over one million customers located in all 50 states. Together, Empire General and Protective Life have insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA (Very Strong, 3rd highest of 19 ratings) from Standard and Poor's, and AA- (Very Strong, 4th highest of 22 ratings) from Fitch. Each of these independent rating agencies has assigned its ratings based on a variety of factors, including Protective's operating performance, asset quality, financial flexibility, and capitalization.
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